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Insurance Made Easy

Insurance should be easy.

Personal Auto Insurance

What is Full Coverage Auto Insurance?

Do you ever wounder what people mean by Full Coverage? Does it actual exists? This quick video explains what people mean by full coverage and what those coverage's do for you. This will help you better understand what you should be looking for in Auto Insurance and how to better protect yourself.

What is Liability Coverage?

This quick video will give you a more in-depth look at what Liability coverage is and how it protects you.

What is Comprehensive Coverage?

Do you find yourself wondering what the difference is between Comprehensive and Collision coverage's ? This quick video will explain the Comprehensive side of your auto insurance.

Collision Coverage's made simple is you hitting another vehicle.

Motorcycle, Boat, ATV,RV, Snowmoblie Insurance

Homeowners Insurance

- Homeowners Coverage's

Do you ever find yourself scratching your head thinking what is Homeowners insurance. What does all these coverage's mean and I'm I really covered for what life can throw at me. Your home is one of your most valuable assets. It's very important that your cover it for what ever life can throw at you. This quick video will give an insight on what coverage's are in Homeowners and how to make sure you are protected.

- Condo and Town Home Coverage's -

Is Condo and Town Home coverage's the same as a Homeowners? What is the difference? How can I ensure that my property and personal items are protected.

- Renters Coverage's

Why do I need Renter's Insurance? Does it protect more then just my personal items? This quick video will explain how renters insurance can protect more then personal property and protect your things in and out side your property.

Level of Protection: from $25.000 to $1.000.000
Grace Period: up to 30 days
Hotline Assistance: 24-Hour
Policy Modification: Online
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Asset Protection

Life Insurance

- What's the Difference between Term & Permanent Life

Always wonder what is the difference between term and permanent Life Insurance? Would one benefit me more over the other or a combination of the two.

Business Insurance

Level of Protection: from $25.000 to $1.000.000
Grace Period: up to 30 days
Hotline Assistance: 24-Hour
Policy Modification: Online
Windows insured: Yes

All State Benefits

- 24 - Hour Accident Insurance

If you are accidentally injured, accident insurance from Allstate Benefits can help you take care of out-of-pocket expenses and medical costs beyond what your existing health insurance plan covers, like:

- Hospital stays
- Ambulance bills
- Dislocations
- Fractures & More

- Supplemental Health

You might already have health insurance through your employer, but it might not be enough to cover costs associated with certain health conditions. Allstate agents offer supplemental insurance coverage that can help with doctor bills, hospital stays and even some non-medical expenses if you're dealing with an accident, disability, cancer or critical illness.

- Disability Insurance

If you're unable to work because of an illness or an injury, disability insurance can help you with a monthly cash benefit until you're able to return to work. Most plans cover up to 60 percent of your income and the coverage stays with you, even if you change jobs. Your monthly cash benefit could help you cover expenses like:

- Mortgage payments
- Personal assistance
- Groceries
- Car payments & More

- Critical Illness

If you are diagnosed with a critical illness, critical illness insurance can help you pay for expenses that aren't covered by your existing health insurance plan. Critical illness coverage pays you a lump-sum cash benefit to help pay for treatment or bills, and you can add a wellness benefit option to help cover the cost of health screening tests. Some covered illnesses include:

- Heart attack
- Bypass surgery
- Multiple sclerosis

- Cancer Insurance

In the unfortunate event that you are diagnosed with cancer, having this coverage in place can help cover the cost of cancer treatment. Cancer coverage is available for individuals and families, and it's renewable for life. It can help with medical expenses that aren't covered by your existing health insurance plan, like:

- Hospital stays
- Doctor bills
- Transportation
- Childcare

- Term to 100 Life Insurance

In most case your company Life insurance is not enough to cover the way you live. Adding term to 100 Life Insurance can help provide you the proper protection to suite the needs of your family.

[icon class="fa-map-marker" CDM Insurance Group

All State
Justin Caruso

14697 Delaware St #240a
Westminster, CO 80504

Contact details

E-mail address:
justincaruso@allstate.com

Office &
24x7 Claims

Office (303) 800-9807
24x7 Claims 1-800-ALL-STATE
Available M-F 8:00am - 5:00pm